Funeral Plans
A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service.
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At Jeremy Rule Funeral Service, we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK’s largest funeral plan providers, Golden Charter has helped nearly 1 million people to plan ahead, so we are completely confident in offering their plans to you.
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Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we will be happy to discuss your funeral requirements and tailor a plan to suit you. A plan from Golden Charter is available to all UK residents regardless of age or state of health.
A Plan to Suit Your Needs
As an independently owned funeral director, we will take the time to understand your wishes and tailor a plan to suit you. We can discuss these at our premises or in your home at a time that is convenient for you. If you would prefer to discuss this over the phone or via email, we can assist with this too.
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You can tell us about any preferences you have in mind, such as the type of funeral you would like to have, hymns, music, or any other personal touches, and we will make sure your plan takes these into account.
What Is Included in a Pre Paid Funeral Plan?
Our funeral director’s services will be covered in your funeral plan. This means our fees will be fixed at today’s prices and protected against rising costs. These services typically include:
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Professional services and making arrangements for the funeral
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Transportation of the deceased from the place of death to our premises, chapel of rest, or other suitable location
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Care of the deceased and preparation for family viewing if requested
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Advice on the certification and registration of death and related documentation
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Provision of funeral vehicles
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Advice on bereavement counselling
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Coffin or casket requested
Although a pre paid funeral plan can cover all of the services above, there are some additional third party costs to consider. These are the costs for essential non funeral director services required to carry out a cremation or burial which need to be paid at the time of the funeral and are outside our control.
Depending on the plan chosen, a Golden Charter funeral plan can include a contribution towards some third party costs, which may include:
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Crematorium fee
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Minister or officiant’s fee
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Cemetery fee for the opening of a new or existing grave for burial or interment of cremated remains
Third party costs that may be associated with a funeral include:
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Purchase of a grave or lair
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Hire of a church or other venue
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Fees for an organist or soloist
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Memorials such as a headstone, book of remembrance entry, or tree planting
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Catering, floral tributes, and newspaper announcements
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There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when the plan is purchased, or if the costs increase by more than the growth of the plan.
Even if prices rise in the future, there will be nothing more to pay for the funeral director’s services included in the plan once it is fully paid for. This is guaranteed.
Payment Options to Suit You
With a Golden Charter funeral plan, you can pay in several ways. You may spread the cost or make a single payment. We will provide the information you need to help you make an informed decision.
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The retail price of your funeral plan represents the equivalent cost of a funeral today plus an arrangement fee of £325 which is retained by Golden Charter to help cover the costs of setting up the plan.
All payments are held within the Golden Charter Trust. With almost £1.21 billion under management, the Trust is operated by a Board of Trustees completely independent of Golden Charter. Their role is to hold payments securely and ensure funeral director services can be paid for when required, however far into the future that may be.
Further information on how payments are protected can be found at goldencharter.co.uk/faqs or below.
Looking After You as a Customer
As a Golden Charter plan holder, you will receive personalised plan documents which include a summary of your plan, our details, your plan holder certificate, and a personal membership card.
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You may add a nominated representative to your plan if you wish. Your nominated representative will receive a letter confirming the details of your plan and our details as your chosen funeral director. They will not have authority to make changes to your plan.
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Golden Charter will also send you a statement every three years by post.
As your funeral director, we will hold full details of your funeral plan. When the time comes, one phone call is all that is needed to activate the plan and begin the arrangements.
Ready to Take the Next Step?
Putting a funeral plan in place provides reassurance and peace of mind, helping to protect your family from worry and expense in the future. If you would like to discuss funeral plans or arrange a meeting, please get in touch.
Jeremy Rule Funeral Service is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority FRN 965279.
Jeremy C. Rule trading as Jeremy Rule Funeral Service is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority FRN 965279.
